Today Phil Town is a multi-millionaire and one of America's most sought-after speakers on investing. But Phil isn't your typical Wall Street investment guy. In fact, his journey to this rather enviable position is anything but typical.

Outdoorsy and adventurous, Phil completed college then served three and a half years in the U.S. Army as a Green Beret. Returning from the Vietnam War, Phil worked as a river rafting guide in the Grand Canyon for several years. Basically living out of a sleeping bag, Phil subsisted at the poverty level, combining his seasonal income from guiding with unemployment wages.

Then one day in 1980, Phil's life changed forever. Guiding trustees from the educational program "Outward Bound" down the nastiest rapid on the Colorado River, Phil made split-second decisions that saved them from a whitewater disaster. A grateful and financially astute client returned the favor by taking him under his wing and teaching him investment strategies based on Warren Buffett's famous first rule of investing: Don't lose money. An apt pupil, Town began to apply those investment principles and eventually became a multi-millionaire.

In 2006, Phil successfully captured his personal financial strategy in his first book, RULE #1, creating an instant New York Times best seller. With his friendly, common sense approach, Phil gave readers a guide to stock trading that nearly any investor, new or veteran, could readily apply.

Now, four years later, Phil Town has written a new book: Payback Time. While RULE #1 was designed with stock trading in mind, Payback Time speaks to the long-term investor - especially mutual fund investors. As Phil explains, the sad truth is that most people who invest in mutual funds are pinning their hopes on a hopelessly underperforming institution.

To combat this failed approach, Payback Time delivers the time-tested principles of "stockpiling" - an investment strategy used consistently by some of the world's best and brightest investors, including Buffett, to turn a down market into an "up" portfolio.

Designed specifically to empower the "little guy," Payback Time delivers a step-by-step guide to understanding and applying the fundamentals of stockpiling. Phil's approach helps any level of investor learn how to capitalize on today's volatile market and potentially create significant personal wealth.

Speaking Engagements

Phil Town addresses more than 500,000 people annually and has shared the stage with such noted public figures as Presidents Bill Clinton and George W. Bush, First Lady Laura Bush, General Colin Powell, master motivator Zig Ziglar, and "America's Mayor" Rudy Giuliani. Phil is a regular guest on CNBC's "The Millionaire Inside," alongside fellow wealth experts like David Bach, Barbara Corcoran and Loral Langemeier, and frequently appears on as an investment expert on both MSNBC and CNBC.

For information on Phil Town's speaking availability:

email mtown@ruleoneinvesting.com