Website Registration

1) What is involved in creating an account on the website?

The most important thing to know about registration is that a valid e-mail address is necessary to complete registration. A confirmation e-mail will be sent to that address. You will then need to click on the link provided, which validates the email and allows you to complete your registration and account creation. The second most important thing to know is that you will need to complete your registration in order to access Phil’s free tools, calculators, resources and classes.

2) I tried to create an account and never received a confirmation e-mail. What should I do?

First, check to see that your email did not end up in your spam folder. The best way to avoid this is to add support@ruleoneinvesting.com address to your email address book. Now try to register again, entering your email address. If you still don’t receive the confirmation email, contact customer service at support@ruleoneinvesting.com.

My Account

1) How do I log in to my account?

When you go to Paybacktime.com, sign in on the space provided in the top right hand corner of the page. Provide your user name and password. You should then see your name and a link for “MyPackbacktime.” Click on the link to take you to your personal account information.

2) How do I change my personal information?

After logging on to the website, click on the “MyPaybacktime” link. You will then be taken to a page where you can see a link for “Edit Profile” in a navigation pane on the left side of the page. Be sure to save any changes that you make.

Payback Time Book

1) Is it possible to have the book delivered to an address outside of the U.S.?

Books will be shipped to residents of the United States and Canada only. No international orders will be accepted at this time.

2) What is the return policy on the book?

Books are non-returnable. All fees are non-refundable, in whole or in part.

Payback Time Workshop Scholarship

1) When and where are the Payback Time workshops?

Click on the “Events” tab in Paybacktime.com and look for the dates and locations of the workshops.

2) How long is the workshop?

The workshop is two full days. Daily registration runs from 7:30-8:30 a.m. each day. The event starts at 8:30 a.m. and ends at 5:30 p.m. with a one-hour break for lunch.

3) What will I learn at the workshop?

You will learn strategies on how it’s possible to:

• Make up to an additional 2% a year or more in your retirement account by selecting the right ETF’s.
• Make up to an additional 2% a year or more in your retirement account by selecting the right ETF’s.
• Use the Rule 1 formula to find what Phil terms “wonderful companies” – businesses that have Meaning, Moat and Management for a potentially great investment according to Payback Time.
• Determine the “below sticker price” of any “wonderful” company, public or private.
• Buy in with a margin of safety designed to increase your chances of actually making money if the price goes DOWN after you buy.
• Stockpile by using price floors and ceilings in an effort to maximize your rate of return.
• Create a balanced but focused group of investments.
• Manage your investments by using Phil’s six steps to track the businesses you own.
• Sell at a time designed to maximize your returns.

4) I don’t see my city on the list for a Payback Time workshop. What are my options?

If you don’t see your city or a location listed is not convenient for you, send an email to support@ruleoneinvesting.com and let us know where you would like to have a workshop.

5) I would like to bring my teenager to a workshop. Is there a minimum age limit?

Because of the nature of the program, we don’t recommend you bring children younger than 13. No childcare is provided at the program.

6) I purchased the book and wish to bring a guest to take advantage of the free scholarship offer. Must my guest also purchase a book in order to come to the workshop for free?

There’s no need for each of you to have a book. But, there must be at least one book for the two of you and that book must be brought to the workshop. Each of you MUST have a print out of your Payback Time Workshop scholarship ID receipt to be admitted. If you are a guest of someone with a book, you must have a print out of your scholarship ID to be admitted for free.

7) Can my guest take advantage of the free Payback Time Workshop scholarship by attending a different workshop than me?

No, you and your guest must attend the same workshop in order to take advantage of the free general admission tuition.

8) Is Phil teaching my workshop?

All of the workshops are taught by coaches trained in Phil’s Rule #1 and Payback Time investment strategies. Phil may make a personal appearance at some workshops, but will not be teaching live the workshops.

9) Is it possible to use my scholarship ID on more than one workshop?

No, your scholarship ID will be voided after first use. It is good for one event only.

10) Do I have to register for the Payback Time Workshop online?

We encourage you to register online because it is FREE to do so. You may call customer service at support@ruleoneinvesting.com.

11) I am unable to attend Phil’s workshop. Can I apply the scholarship to anything else?

No, the scholarship may only be applied to the live Payback Time Workshop.

12) Phil’s workshops are not convenient for me but I want to be able to fully understand and practice the investment principles. Do I have any other options?

There will be opportunities to take both free and premium on-line classes on RuleOneInvesting.com. New classes will also be added from time to time. Check in frequently to see the new additions.

13) What should I do to prepare myself BEFORE attending the Payback Time Workshop?

Make sure that you’ve secured your Scholarship ID by going to Paybacktime.com to register. You will need to download and print out the ID (it looks like a ticket) and bring that, along with your copy of Payback Time to the workshop.

14) What should I do if I’ve registered for a workshop and am unable to attend?

Seating is limited for these events so please notify Customer Service at support@ruleoneinvesting.com so they can make the seat available to someone who might be on a wait list. You will not lose your opportunity to attend a workshop. Customer Service will work with you to find another date and/or location.

15) Do I need to be an experienced investor to attend the workshop?

No previous investing knowledge is necessary.

16) Are there any additional products that I will be required to purchase to attend my workshop?

No. Your scholarship provides you with general admission for you and a guest. A workbook will be made available for purchase prior to the event for those interested, but is not required.

Media Requests/Speaking Engagements

1) I want to book Phil to speak at my event. What do I need to do?

For information on Phil’s speaking availability, email support@ruleoneinvesting.com.

2) What should members of the media do to contact Phil?

All media requests should email support@ruleoneinvesting.com